RIVERHEAD

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Providing strategic alternative financing solutions for small/medium enterprises
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WHERE AMBITION MEETS ACCELERATION 🚀

Strategic Business Financing Solutions

  • Industry Expert Guidance
  • Private Client Advisors
Business Capital

Business Loans

Lump-Sum funding for investments in your small & medium sized enterprise.
Access $20,000 to $10 Million at prime rates.
  • Short & Long Term Options
  • Monthly Repayment
  • Loan terms up to 25 years
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Payment Flexibility

Lines of Credit

The perfect umbrella for a rainy day. Draw as you please, pay only on what you use.
Line sizes from $10,000 to $500,000.

  • Autorenewable
  • Monthly Repayment
  • Automatic Limit Increases
  • Draw at your pace
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Merchant Services

Revenue Based Financing

Leverage your business revenue for up to $5MM, unsecured.
Build a funding relationship. The sky is the limit.
  • 2-hour Approval
  • Renewal Available
  • Weekly and Monthly Repayment
  • Same-Day Funding
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4.9

13.4K Ratings
“In commercial construction, oftentimes you become the bank. Partnering with Riverhead made it possible to tackle larger projects without ever again running dry on cash.”
Robert Delacruz Industry: Construction

The Riverhead Advantage

Working with us is straightforward. We move quickly and keep you informed each step of the way, so you can take charge of your finances.

Say goodbye to limits

Riverhead utilizes private capital, ensuring that the sky is the limit for our clients.

Easy-to-use portal

Conveniently manage your account online using our proprietary client portal.

Unparalleled flexibility

We've designed our financial products to work with your business, not against it.

Fast funds

Timing is everything. We're ready to deposit as soon as you are ready to receive.

Dedicated guidance

Your advisor will help you navigate the overwhelming world of business finance.

Autopay, your way

Monthly, Bi-Weekly, Weekly, and Daily repayment options are available.

ESTABLISHED IN
2025
FUNDS DISBURSED
$ 1 M+

We enable our clients to grow their businesses faster

by supplying capital with a unique approach.

Your business, supercharged.

Our unique approach

We specialize in providing financial solutions tailored to address your capital needs, often arising from cash flow challenges. Through our unique approach, we empower you to:

  • Finance: Acquire the capital required in the short-term
  • Expand: Deploy the funds toward your goal or bottleneck
  • Optimize: Identify how to optimize your cashflow
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Expansion

Expansion presents an exciting opportunity to strengthen your business. Secure the financial resources necessary to focus on key priorities:

  • Payroll: Cover employee salaries and vendor obligations
  • Inventory: Never fall short of inventory again
  • Development: Support innovation and business advancements
  • Marketing: Drive customer engagement and sales
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Optimization

With Riverhead, you’ll never find your business in the same predicament twice. We have a proven track record in optimizing:

  • Creditworthiness: A credit score you'll be proud to leverage
  • Cash flow: Say goodbye to negative days and NSF fees
  • Capital reserves: Build capital reserves; no more short term capital
  • Lower processing fees: CC processing from as low as 1.5% + 30¢
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Why choose Riverhead?

Extensive Lending Network

Gain access to hundreds of trusted banks and lenders, increasing your chances of securing the best financing options.

Dedicated Financial Experts

Your personal advisor manages your file exclusively, providing consistent, expert guidance throughout your business journey—no handoffs, just personalized support every step of the way.

No One-Size-Fits-All Approach

Every business is different. We craft customized capital solutions that align with your company’s specific growth and operational needs.

Questions? Comments?
We're a click away.

Learn about how we can help you in achieving your business goals.

Interested in something else?
  • Affiliate Program
  • ISO Partners
  • Investor relations

    Read everything about corporate finance

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    Your questions, answered.

    If you’re looking for answers to your questions, this guide will help you learn more about our services.

    Why should I care about financial planning?
    Financial planning is essential because it helps you achieve your financial goals and secure your financial future.
    There are different types of investment vehicles, such as stocks, bonds, mutual funds, and real estate, each carrying different
    The earlier you start saving, the longer your money can earn interest and grow.
    An emergency fund is cash that’s set aside to cover the cost of unexpected, and often expensive, events.
    What can I use a personal loan for?
    Many people apply for a low-interest personal loan to consolidate high-interest credit card debt.
    A personal loan is a loan offered by many banks, credit unions, or online personal loan lenders and typically range from $5K-$100K.
    Applying for personal loans online or at your financial institution will require meeting your lender’s criteria.
    The answer depends on a wide range of factors, which mainly includes the type of lender and your credit score.

    RIVERHEAD

    Full-Suite Strategic Business Financing Solutions