RIVERHEAD

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Providing strategic alternative financing solutions for small/medium enterprises
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Home > Credit Card Processing

Credit Card Processing

Unlock significant savings with our credit card processing solutions. With our streamlined services, you could save up to 3% on your current rates while enjoying fast, secure, and reliable payment solutions. Whether you’re a small business or a large enterprise, we help you retain more of your hard-earned revenue by reducing transaction costs.

Switch today and discover how much you can save without compromising on quality or customer satisfaction. Let us optimize your payment systems so you can focus on what matters most—growing your business.

  • Processing fees: As low as 1.8% + 12¢
  • Compatibility: Fully integrable
  • Batching schedule: Midnight, daily
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Why to consider upgrading your Credit Card Processing system

Most businesses are paying more in credit card processing fees than they realize. Hidden markups, outdated pricing structures, and unnecessary add-ons quietly eat into margins on every transaction.

Benefits of switching

Competitive processing rates

As low as 1.8% + $0.12 per transaction, helping reduce unnecessary processing costs and improve margins.

Lower overall processing costs

Eliminate inflated markups and excess fees that quietly eat into profit on every sale.

Accept all major payment types

Support chip, swipe, tap, Apple Pay, Google Pay, online payments, invoicing, and virtual terminals.

Seamless transition with full setup

We provide terminals, software, and onboarding to ensure a smooth switch with minimal disruption.

Faster and more reliable deposits

Get paid quickly and consistently so cash flow keeps pace with daily operations.

Clear, easy-to-understand pricing

Straightforward tiered pricing designed to simplify statements and reduce surprises.

Scalable as your business grows

Processing solutions that adapt to higher volume, new locations, or additional payment methods.

Eligibility

Retailers, restaurants, and service businesses

E-commerce and online sellers

Professional services and offices

Growing businesses processing consistent card volume

Any business looking to reduce processing costs without disruption

Tips to master your business finances

Prioritize Financial Education

Continuous learning is essential in the dynamic field of business finance.

Establish a Robust Accounting System

Accurate financial data is the foundation of sound decision-making.

Seek Professional Guidance

Engage with financial advisors, accountants, or consultants to gain valuable insights.

Your burning question, answered

If you’re new or looking for answers to your questions, this guide will help you learn more about our services and their features.
Why should I care about financial planning?
Financial planning is essential because it helps you achieve your financial goals and secure your financial future.
There are different types of investment vehicles, such as stocks, bonds, mutual funds, and real estate, each carrying different
The earlier you start saving, the longer your money can earn interest and grow.
An emergency fund is cash that’s set aside to cover the cost of unexpected, and often expensive, events.
What can I use a personal loan for?
Many people apply for a low-interest personal loan to consolidate high-interest credit card debt.
A personal loan is a loan offered by many banks, credit unions, or online personal loan lenders and typically range from $5K-$100K.
Applying for personal loans online or at your financial institution will require meeting your lender’s criteria.
The answer depends on a wide range of factors, which mainly includes the type of lender and your credit score.

Ready to Simplify Payments and Reduce Processing Costs?

Get started with a modern credit card processing solution designed to help your business keep more of what it earns.

Apply now

RIVERHEAD

Full-Suite Strategic Business Financing Solutions