RIVERHEAD

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Providing strategic alternative financing solutions for small/medium enterprises
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Home > Business Loans

Business Loans

Financing to help you manage your small business.

  • Approval range: $5,000 - $10MM
  • Terms: Up to 7 years
  • Payment frequency: Monthly
  • Interest Rates: Variable or fixed, depending on your product
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We offer lump-sum funding for your small business

Get access to capital that can fund large-investment projects to help fuel your business’s growth. Choose from our three different options.

Term Loan

A standard loan with a set amount of time to pay it back.

Draw Loan

A loan with a draw period up to one year to avoid having to dip into your personal funds

Advised Line

Get pre-approved for a commitment amount allowing you to draw against the commitment to make purchases for up to one year

Tips to master your business finances

Prioritize Financial Education

Continuous learning is essential in the dynamic field of business finance.

Establish a Robust Accounting System

Accurate financial data is the foundation of sound decision-making.

Seek Professional Guidance

Engage with financial advisors, accountants, or consultants to gain valuable insights.

Key features:

Loans up to $10MM

Monthly Installment payments

Terms up to 7 years

Eligibility:

To be approved for this product, Riverhead requires that your business be at least two years old and under the same majority ownership for at least two years.

Your burning question, answered

If you’re new or looking for answers to your questions, this guide will help you learn more about our services and their features.
Why should I care about financial planning?
Financial planning is essential because it helps you achieve your financial goals and secure your financial future.
There are different types of investment vehicles, such as stocks, bonds, mutual funds, and real estate, each carrying different
The earlier you start saving, the longer your money can earn interest and grow.
An emergency fund is cash that’s set aside to cover the cost of unexpected, and often expensive, events.
What can I use a personal loan for?
Many people apply for a low-interest personal loan to consolidate high-interest credit card debt.
A personal loan is a loan offered by many banks, credit unions, or online personal loan lenders and typically range from $5K-$100K.
Applying for personal loans online or at your financial institution will require meeting your lender’s criteria.
The answer depends on a wide range of factors, which mainly includes the type of lender and your credit score.

Ready to partner with Riverhead?

Apply in less than 5 minutes with no impact to your credit score.

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RIVERHEAD

Full-Suite Strategic Business Financing Solutions